“BBVA EVENTOS” WEBSITE TERMS AND CONDITIONS

GENERAL DATA

Banco Bilbao Vizcaya Argentaria S.A. ("BBVA") with registered address at Plaza de San Nicolás 4, 48005, Bilbao (Vizcaya); contact email: contact.spark@bbvaspark.com

Registered in the Vizcaya Mercantile Registry, Volume 2083, Folio 1, Sheet BI-17-A, entry 1.

ADMINISTRATIVE AUTHORIZATION AND SUPERVISORY BODY

BBVA is a bank subject to the supervision of the Bank of Spain and is registered in the Administrative Register of the Bank of Spain under number 0182. Tax Identification Number (CIF): A-48265169

TERMS AND CONDITIONS

1. What is the purpose of these terms and conditions?

1.1 These terms and conditions (the "Terms & Conditions") constitute an agreement between BBVA and each of the users (as this term is defined in section 3.1) and regulate the registering, access and use by them of the private area of the website "BBVA Eventos" www.bbvaeventos.com (the "Website").

1.2 BBVA informs the User that these Terms & Conditions have been drafted previously by BBVA. Therefore, any matters not regulated by a general or specific provision that makes them mandatory are considered General Terms & Conditions. Acceptance of the Terms & Conditions by the User as stated in this document implies acceptance by the User of inclusion of the General Terms & Conditions to this agreement in accordance with Law 7/1998, of April 13, on General Terms & Conditions.

2. About the website

2.1 The Website is a digital environment created so that Users can register for events, virtual or on-site ,that BBVA organizes, individually or in collaboration with other entities, in the field of Open Innovation (the "Event/s"), track them, as well as use other functionality related to the Events, in the terms described in this document.

2.2 In order to register for the Events, the user must previously register in the private area of the Website

2.3 In addition, Users have access to the "BBVA Spark Summit" mobile application (the "App"). In order to access it, Users must download it to a compatible device and previously register on the Website. Once registered, Users can access the App with their keys for accessing the Website (username and password). Download and use of the App are governed by the Terms & Conditions of the App that are attached as an appendix to this document and, as an integral part of it, the User expressly accepts and undertakes to fully comply at all times.


3. Who can be considered a "User"?

3.1. Those individuals who, within the framework of their professional activity, are interested in the events and activities of the BBVA Open Innovation area and who expressly accept the Terms & Conditions can access, register and hold the status of Website users (the "User/s")

3.2. Once the registration has been completed, they may access the Website and use the functionalities available at any given time (the "Functionality/Functionalities”).

4. What steps should be carried out to access the Website?

4.1. Users will have access to the Website through the link available in the media that enable them to register in each of the Events (for example, emails or web notifications). To proceed with the registration on the Website, Users must complete the form enabled for this purpose, providing the data and information requested and read and expressly accept and undertake to comply completely and at all times with these Terms & Conditions, as well as with the Terms & Conditions of the Website that you can view here and that will also apply to the use of the private area of the Website. If there is any contradiction between one document and another, the provisions of this document shall prevail.

4.2. Once the information provided in the registration process has been reviewed and it has been confirmed that the registration has been completed successfully, the User will be shown confirmation of their registration on the Website.

4.3. recommended that Users protect their account with a password that is difficult to decrypt (a password that contains combinations of lower and upper case letters, numbers and symbols). The User undertakes to use the access keys carefully and keep them secret. In all cases such keys must be personal and non-transferable. The User shall be liable for any damage that may be caused by incorrect and/or negligent use of the codes. Moreover, if unauthorized knowledge and/or use of the access keys are detected, the User undertakes to notify BBVA immediately of the circumstance through the following email address: contact.spark@bbvaspark.com

4.4. Access to the private area of the Website by Users is free.

5. What Functionalities does the Website have?

5.1. Users may access the Functionalities available at any time on the Website. They include:


(a) Edit User Profile. Any profile modifications that the User makes on the Website will also be reflected in the App, and vice versa (except for the changes in the profile configuration as public or private, which can only be made from the Website and not the App).
(b) Registering in each of the Events to participate in them as an assistant, and in case you have been invited to do so, as a speaker, accepting in both cases the corresponding terms and conditions of participation in the event in question.
(c) Access the agenda of each Event (including schedules and names of the speakers), as well as the venue of the Event.
(d) Manage the Events in which the User has registered: track them, view upcoming Events and past Events, as well as unsubscribe from Events.
(e) "One to One": functionality that allows event attendees to contact other attendees whose profile is public, to be able to arrange a meeting in the corresponding Event.

6. Who owns the Website?

6.1. BBVA is the owner and/or legitimate licensee of the intellectual and industrial property rights over the website of all its items at any given time, including materials, trademarks, content availability, computer programs and sui generis rights over the underlying databases (including source and object codes), the graphic design and user interface (look & feel), and the elements comprising the application (e.g. texts, graphics, photographs, videos, recordings) (the "Content").


6.2. Accessing the Website does not grant the User any right whatsoever over the intellectual and/or industrial property rights relating to the Content. BBVA reserves the right to bring legal actions against the User for any breach of the intellectual and/or industrial rights relating to the Content.

6.3. BBVA authorizes Users who respect the Website Terms & Conditions to use the Website, non-exclusively, for the maximum period of validity of the intellectual and industrial property rights as established in the applicable legislation (except in cases where access to the Website has been suspended for a justifiable cause), so that Users can use the Website in accordance with this document.

7. What are the obligations and responsibilities derived from Website use?

7.1. The User undertakes to make use of the Website in accordance with the following provisions:


(a) The User is obligated to make proper use of the Website, with proper use understood to mean that the User conforms with legislation in effect, good faith, and public order.
(b) Not to damage or disable the equipment or IT systems of BBVA or third parties. Moreover, they agree not to prevent access to or the normal use of the Website's content.
(c) Not to annoy, intimidate or harass any other User.
(d) Not to use the Website for fraudulent purposes, or to carry out illegal, deceptive, malicious or discriminatory acts.
(e) Not to carry out any action that may disable, overload or affect the normal operation or appearance of the Website.


7.2. The User undertakes to follow the security recommendations issued by BBVA and that are accessible here.


7.3. Each of the parties to this contract shall be liable vis-à-vis the other party for any damages resulting from clear infringement of the obligations assumed under these Terms & Conditions. No party shall be liable vis-à-vis the other party for a breach of these obligations due to force majeure or unforeseeable circumstances.


7.4. The User will be considered liable for any damage that may be caused in the following cases:


a) If the User does not use the Website in accordance with the terms set out in this document. Should the User violate any of the provisions of these Terms & Conditions, BBVA may restrict and/or refuse access to the Website. The above is without prejudice to any other liability that may be demanded from BBVA or a third party as a result of the said breach, and for which the User shall be liable in any case.
b) When the access keys are used by a third party without authorization, and the User has not notified BBVA of this unauthorized use without delay as soon as he or she has knowledge of it or suspects that it has taken place.

7.5. BBVA is not liable for the truthfulness, integrity, or updating of information not produced by it or another source otherwise indicated or for the information appearing in other websites or apps linked from the Website, provided to the User, as alternative sources of information, which will be governed by the terms and conditions of use laid down by the owners of such sites or apps. Consequently, BBVA assumes no liability with regard to harm possibly resulting from the use of the aforementioned information. The aforementioned hyperlinks may in no case whatsoever be considered as a recommendation, endorsement, or dissemination on BBVA’s part of the information, products, and/or services or, in general, content owned by third parties, offered by the latter, or in any form disseminated by them.

8. How can you unsubscribe a User from the Website?

8.1. The User may unsubscribe from the Website in writing, by sending an email to BBVA at the following address: contact.spark@bbvaspark.com

8.2. Unsubscribing from the Website will automatically entail unsubscribing from the App, in the event the User has made use of it.

9. Are any rights reserved?

9.1. BBVA reserves the right to modify these Terms & Conditions in part or in full, as well as include new ones. The new Terms & Conditions will be shown to the User of the Website through it, and the User must accept them on access. Once the new terms are accepted by the User, the User can access the Website's Functionality. Users may consult the present Terms & Conditions at any time here

9.2. BBVA reserves the right to update, modify, or eliminate information on the Website and to restrict or deny access to said information without prior notice. In particular, BBVA reserves the right to eliminate, limit, or prevent access to its Website when technical difficulties arise from events or circumstances beyond its control that, under the Bank's criteria, reduce or cancel the standard security levels adopted for the adequate functioning of said Website, and shall inform the User thereof.

9.3. BBVA reserves the right to incorporate, use or pass on to other BBVA Group companies or providers, in this project or any other present or future BBVA app/website, any suggestion or idea that the User of the Website may convey in relation to it. Such use by BBVA may never entail, for the User of the Website or a third party, any intellectual and/or industrial property right or any monetary compensation in their favor.

10. Which data can be included in my profile? Is the profile private or public?

10.1. Users may complete their profile at any time, always with professional information related to their person. In any case, the inclusion by Users of information on the Website, particularly in their profile, is subject to the following conditions:

a) It is expressly forbidden to include on the Website content concerning religious beliefs or political ideas (including declarations by and symbols of political parties and religious organizations), or that are antisocial, offensive to cultural or religious values, provocative, pejorative, violent, obscene, sexual and/or that are from groups that are illegal or socially unacceptable, as well as any other that may upset third parties, jeopardize fundamental rights and public freedoms granted in the applicable regulation and/or established in legislation on the rights of consumers and users, on the protection of children and minors, or that constitute or imply an invasion in the personal or family intimacy of physical persons or a violation of the honor of third parties or the secrecy of communications.


b)The inclusion by Users of content including any of the following is conditional upon the User holding sufficient rights for the content to be used both by himself and BBVA and the other Users and upon the aforementioned usage not infringing any legal provision, contract, rights or property pertaining to a third party, nor in any way constituting unfair competition: i) photography, telephone numbers, URLs, addresses, email addresses, names and surnames, as well as any other data relating to natural persons; ii) appellations or trading names of enterprises, brands, logos, distinctive signs, anagrams, slogans, publicity, promotional material, declarations on authenticity, Olympic brands and the like; or iii) any other products or media supports that are subject to limitations on dissemination or reproduction (copyright or protected by intellectual property rights. Therefore, if any User includes any of the above content, he or she shall be understood to have the necessary legal rights referred to above.

c) Any content or information included in the User's profile is their sole responsibility. BBVA does not oversee or control the content of the User profile reproduced on the Website; therefore, BBVA shall not be held liable to any extent as regards said content. The use and trustworthiness of the content or material reproduced on the Website is the sole responsibility of the User. The information and other materials included on the Website, as well as those included on the websites accessible through the same, must be used in accordance with the terms of use that the owners of the sources indicated specify on their corresponding websites or original locations.

d) BBVA shall not be held responsible for actions by Users that could give rise to liability, nor for the contents or opinions that the former include on the Website. The Users are the only parties liable for their use of the Website and the uploaded content, with BBVA consequently assuming no liability whatsoever in connection with such use to the maximum degree contemplated in applicable legislation.

10.2. User profiles will be "public" by default. This means that part of the information that the User includes on the Website may be displayed by the rest of the Users of the Website and the App that attend the event in which the User has registered.

10.3. However, the User may configure their profile as "private" at any time from their User area of the Website so that their information cannot be viewed by other Users of the Website and the App.

10.4. The name, surnames, company, position and any photographs and links to professional social media provided by Users on the Website shall be those used by BBVA to identify Users with a public profile in that Website and App in relation to the Events for which they have registered.

10.5. The User of the Website may only include professional (not personal) information and/or social media profiles of Twitter and LinkedIn.

10.6. To make it easier for the User to register for Events, the contact details of Name, Surname, Company, Position, professional profile, type and number of identity document, country and city of residence, which are requested in the registration form of each Event, will be automatically filled in with the data contained in the User's profile on the Website. If the User modifies any field in the Event's registration form, changing said data will modify the information provided in the User's profile on the Website.

10.7. All User profile information and settings on the website will be uploaded automatically to the App and vice versa (except for changes in setting the profile as public or private, which may only be done from the Website and not from the App).


11. Who has my personal data and what will it be used for?


11.1. Banco Bilbao Vizcaya Argentaria, S.A. with registered address at Plaza de San Nicolás 4, 48005, Bilbao (Vizcaya), as the data controller, needs to process the personal data provided by the Users in order to manage the registration, access, use and navigation of the Users through the Website and/or the Application, the use of the selected Functionalities at any time, solve doubts or answer questions that arise through the Website, manage the suggestions that are wanted to be voluntarily submitted through the Website, as well as for the purposes indicated in any other forms of data collection included. The legitimate basis for BBVA processing personal data of Users is the execution of the contractual relationship that will be formalized throughout the acceptance of the present Terms and Conditions.

11.2. If the website user so wishes, they may include a photograph in their user profile of the website. The photograph will be processed by BBVA for the use of the website and, therefore, of the functionalities. The legal basis for processing the photograph is the consent expressed by the user when uploading it to their profile. If the user has a public profile, the profile photograph may be viewed by the rest of the website and application users who attend the event to which the user has registered.

11.3. The User must make diligent use of the contact information of other Users to whom they may have access through the Website. Users may in no case use the Feature to send commercial spam to other Users of the Website. This will represent a breach of the present Terms & Conditions and BBVA reserves its right to take any measure that considers appropriate, among others, the immediate expulsion from the Website as soon as BBVA has knowledge of it.

11.4. Personal data of Users shall be stored while they are registered on the Website. Once they have been removed, the data will remain blocked for a period of three (3) years with the exclusive purpose of attending claims or legal actions, after which the personal data of the Users will be destroyed.

11.5. BBVA will not communicate the user's personal data to third parties unless required by law; unless the user has given their prior informed consent; or if this is necessary for the management of this contractual relationship.

11.6. Users may exercise their rights of access, rectification, erasure, objection, restriction of processing and portability by writing to the following addresses: contact.spark@bbvaspark.com

11.7. The User may contact BBVA's Data Protection Officer at www.bbva.es/general/tratamiento-datos.html#contacto-dpo and, in any case, file a complaint with the Spanish Data Protection Agency (www.aepd.es).

In addition to the above, Users may consult the personal data protection policy of the Website by clicking here.

12. What does acceptance of these Terms & Conditions imply? Can this contract be terminated?

12.1. The current Terms & Conditions shall be binding from the time they are accepted by the User, as established in these Terms & Conditions.

12.2. Without prejudice to the provisions of other sections of this document, BBVA will be entitled to terminate this contract at any time, by notifying the User one (1) month in advance.

12.3. Users may terminate this contract at any time by unsubscribing from the Website by sending an email to the following address: contact.spark@bbvaspark.com. If the User unsubscribes from the Website, this will automatically entail unsubscribing from the App, in the event the User has made use of it.

13. Are there other relevant aspects that you should know?

13.1. If any of the provisions included in these Terms & Conditions are declared void, they shall be removed or replaced. In any case, this declaration of invalidity shall not affect the validity of the other provisions in these Terms & Conditions.


13.2. If the User detects any behavior that violates the present Terms & Conditions, he or she must report this to BBVA at the following address: contact.spark@bbvaspark.com.

14. What is the law applicable to these Terms & Conditions?


14.1. This contract shall be governed by Spanish law, with the courts of the city of Madrid having jurisdiction to resolve all conflicts deriving from or related to this Website.

APPENDIX

TERMS AND CONDITIONS OF USE OF THE “BBVA SPARK SUMMIT” APP

GENERAL INFORMATION

Banco Bilbao Vizcaya Argentaria, S.A. (“BBVA”) with registered address at Plaza de San Nicolás 4, 48005, Bilbao (Vizcaya); contact email: contact.spark@bbvaspark.com

Registered in the Mercantile Registry of Vizcaya, Volume 2083, Folio 1, Sheet BI-17-A, entry 1.

ADMINISTRATIVE AUTHORIZATION AND SUPERVISORY BODY

BBVA is a bank subject to the supervision of the Bank of Spain and is registered in the Administrative Register of the Bank of Spain under number 0182. Taxpayer Identification Number (TIN): A-48265169.

TERMS AND CONDITIONS OF THE APP


1.- Purpose of the Terms & Conditions


1.1. These terms and conditions (the "Terms and Conditions") constitute a contract between BBVA and the User (as this term is defined below) and regulate the downloading and use of the computer application "BBVA Spark Summit” (the “Application” and/or the "Software") by the "User", who is a natural person duly registered in advance on the "BBVA Eventos” website www.bbvaeventos.com (the "Website") and who downloads the Application on their smartphone, tablet, online television or any other device compatible with the Application (the “Device(s)”).


1.2. The Application is a digital environment created so that users can manage the BBVA event called "BBVA Spark Summit" in which they have registered through the Website (the "Event"), monitor the same, as well as benefit from other features related to the Event, under the terms described in this document.


1.3. BBVA informs the User that BBVA has previously drafted these Terms and Conditions so that those issues that are not regulated by a general or specific provision that makes them mandatory are considered General Terms and Conditions of the Contract. The acceptance of the Terms and Conditions by the User as indicated in this document implies that the User accepts the inclusion of said General Contracting Conditions in this contract, in accordance with Law 7/1998, of 13 April 1998, on General Contracting Conditions.


1.4. BBVA is the legitimate owner and/or licensee of the intellectual and industrial property rights in the Application and the elements it contains at any time, including materials, articles, news, brands, content arrangement, computer programs and sui generis rights over the underlying databases (including source and object codes), graphic design and user interface (look & feel), as well as the different elements that make up the Application (texts, graphics, photographs, videos, recordings, etc.) (the "Content").

1.5. Access to the Application does not grant the User any entitlement to intellectual and/or industrial property rights on the Content. BBVA reserves the right to exercise the corresponding legal action against the User for infringing the intellectual and/or industrial property rights on the Content.

1.6. Once downloaded, the Application will allow the User to access and use the features that BBVA has available at that time (the "Feature(s)"), including:

  • Editing the User profile. Changes to the profile made by the User in the Application will also be reflected on the Website, and vice versa (except for changing the profile settings to public or private, which can only be done from the Website and not from the Application).

  • Accessing information from the Open Innovation area posted in relation to the Event through BBVA's own links or BBVA's social media accounts.

  • Accessing the Event agenda, names and information on speakers, the Event venue, and other practical information related to the Event.

  • Consulting the profiles of the attendees with a public profile who will be attending the Event.

  • Accessing the "favourites" section of the agenda and speakers: Users can configure their favourites section to plan the Event.

  • Sending private messages to other Users attending the Event. Sending private messages to other Users shall be conditional upon the recipient having a public profile.

  • "One to One": functionality that allows Event attendees to contact other Event attendees whose profile is public in order to arrange a meeting at the Event.

1.7. Access to and use of the Features through the Application is conditional upon the User having previously registered on the Website. All profile information and settings that the User has determined on the Website will be automatically loaded into the Application, and vice versa (except for changing the profile settings to public or private, which can only be done from the Website and not from the Application).


2.- Downloading the Application and acceptance of these Terms and Conditions


2.1. The Application may be downloaded from the store that the Device manufacturer or the application distributor (the "Manufacturer" or the "Distributor") have made available for such purpose. Once the Application has been downloaded, by selecting the "BBVA Spark summit" icon on the Device and once the User's username and password for the Website have been included, the User will access the Application and the Features that BBVA has made available to them. By downloading the Application, the User agrees to comply fully and at all times with these Terms and Conditions, which the User has previously accepted when registering as a user on the Website. They will be available for consultation in the menu of the Application.


2.2. Conditions for downloading the Application from the relevant store and use of the Application on Devices of the relevant Manufacturer:

  • These Terms and Conditions are exclusively between the User and BBVA and not with the Manufacturer or Distributor. The Manufacturer/Distributor shall not be liable for the Software or its content.
  • The licence granted under these Terms and Conditions is limited to a non-transferable licence to use the Application on a Device owned or controlled by the User
  • BBVA, not the Manufacturer/Distributor, is solely responsible for providing maintenance and support services relating to the Application as per these Terms and Conditions or as applicable by Law.
  • BBVA, not the Manufacturer/Distributor, is solely liable for any guarantees which may apply to the Application, whether or not they are defined by Law.
  • BBVA, not the Manufacturer/Distributor, is solely responsible for responding to and handling complaints filed by the User or third parties in relation to the Application, its possession by the User and/or its use, including but not limited to complaints due to: (i) a defective product and/or (ii) non-compliance with applicable regulations.
  • If third parties were to file complaints due to a breach of intellectual and/or industrial rights on the Application and/or its use by the User, BBVA (and not the Manufacturer/Distributor) shall be solely liable for investigating, defending against, settling and fulfilling such complaints.
  • The User may submit any issue and/or complaint about the Application to BBVA as per these details: Banco Bilbao Vizcaya Argentaria, S.A., Company Tax ID no. A-48265169 and email address: contact.spark@bbvaspark.com

3.- Software licensing conditions


3.1. The Application and the access to its Features, or any available in the future, shall be downloaded free of charge. Notwithstanding the foregoing, the connection, navigation and call(s) from the Device to the network which may be needed shall be billed to the User by the network's operator as per the arranged rates. Nevertheless, BBVA reserves the right to introduce a consideration in the future, which shall be notified to the User sufficiently in advance.


3.2. By accepting these Terms and Conditions, BBVA grants the User a free, personal, non-transferable, limited and non-exclusive licence to use the Software, which shall be available by downloading the Application. This Software licence shall enable the User to access the homepage directly, from which this party will be able to access the Features made available by BBVA through the Application, under the terms herein.


3.3. The licence refers solely to the Holder's right to full or partial reproduction of the Software, solely by using, downloading, running or displaying it on one or more Devices.


3.4. The Software must not be used for any other purpose, and any such use shall be considered a breach of the intellectual and industrial rights on the Software. As such, BBVA reserves the right to initiate any applicable legal actions against the User to defend these rights.


3.5. The User's Device must be compatible with the Software so that the Application may be used and its Features accessed.

3.6. Each party to this contract shall be liable to the other for damages arising from breaches of obligations under these Terms and Conditions. Neither party shall be held liable to the other in the event of non-compliance with such obligations based on force majeure or unforeseen circumstances.

3.7. BBVA is not responsible for the veracity, completeness or updating of information that is not of its own creation and for which another source is indicated, nor for that contained on other websites or applications by means of hyperlink or link from the Application, provided to the User as alternative sources of information, which shall be governed by the terms and conditions of use that may be required for this purpose by the owners of said websites or applications, and BBVA, therefore, accepts no liability whatsoever for any possible damages that may arise from the use of the information above. Under no circumstances shall the hyperlinks mentioned above be considered as a recommendation, sponsorship or distribution by BBVA of the information, products and/or services, or, in general, content owned by third parties, offered by them or in any way disclosed by them.

3.8. The User of the Application undertakes to make use of it in accordance with the following:

  • (a) To use the App appropriately, understood to mean in accordance with current legislation, principles of good faith and public order.

  • (b) Not to damage or disable the equipment or IT systems of BBVA or third parties. Also, not to prevent access to, or the normal use of, the content of the App.

  • (c) Not to annoy, intimidate or harass any other User of the App.

  • (d) Not to use the App for any unlawful, dishonest, malicious or discriminatory acts.

  • (e) Not to carry out any action that may disable, overload or affect the normal operation or appearance of the App.

3.9. The User undertakes to follow the security recommendations issued by BBVA and accessible here.

4.- Reservation of rights

4.1. BBVA reserves the right to modify, partially or totally, these Terms and Conditions and include new ones. The new Terms and Conditions will be displayed to the User through the Application, and the User must accept them once the update has been downloaded (by selecting the "BBVA Open Summit" icon on the Device) and include their username and password for the Website, and before being able to access the Application's Features. Once the new terms and conditions have been accepted, the User will be able to access the Application's Features. Users may consult these Terms and Conditions at any time in the Application's menu.


4.2. - In addition, BBVA reserves the right to update, modify or remove the information held on the Application and may even limit or withdraw access to said information without prior notice. BBVA especially reserves the right to remove, restrict or withdraw access to the Application whenever technical difficulties arise through events or circumstances beyond the control of BBVA, which, in its opinion, compromise or remove the standard levels of security adopted for the proper operation of such Application and shall inform the User to this end.


5.- Privacy


5.1. The data included in the User's profile, the privacy settings of their profile, and, where applicable, the photograph they have included in their profile on the Website will be displayed by default in the User's profile on the Application.

5.2. Users may complete their profiles on the Application, at any time, always with professional information relating to them. In any case, the inclusion by Users of information in the Application, including in particular in their profile, is subject to the following conditions:

  • a) The following Content may not be included on the Application: Content relating to religious faiths or political ideas (including statements and symbols of political parties and religious organisations), or ideas that are antisocial, offensive to cultural or religious values, provocative, derogatory, violent, obscene, sexual and/or of groups that are socially inacceptable or illegal, as well as any others that may offend third parties, violate fundamental rights and public freedoms recognised by applicable legislation and/or those set out in the legislation on the rights of consumers and users, on the protection of children and young people, constitute or involve an intrusion into the personal privacy or that of family members of natural persons or violation of the right to honour third parties or the secrecy of communications.

  • b) The inclusion by Users of content referring to (i) photographs, telephone numbers, URLs, addresses, e-mail addresses, names and surnames, and any other details of natural persons; (ii) company names or trade names, trademarks, logos, distinctive signs, anagrams, names, slogans, advertising, promotional material, declarations of authenticity, Olympic marks and similar; or (iii) any other products or media subject to broadcasting or reproduction rights (copyright) or protected by copyright; provided that the relevant User is sufficiently authorised for the content to be used both by them and by BBVA and other Users and that such use does not violate any legal provision, contract, right or property of third parties, or in any way constitute unfair competition. Consequently, by including any of the content mentioned above, it will be understood that the User who includes it has the legitimacy mentioned above.

  • c) Any content or information included in the User's profile is the User’s sole responsibility. BBVA does not monitor or control the content of the User's profile reproduced on the Application, and therefore BBVA accepts no responsibility for it. Any use of or reliance on content or material reproduced through the Application is at the User's sole risk. The use of the information or other materials included in the Application and those included in the websites accessible through the Application must be in accordance with the terms of use that the owners of the sources indicated specify on their corresponding websites or original locations.

  • d) BBVA accepts no responsibility for any acts of Users that may be susceptible to generate liability or for the contents or opinions that they incorporate into the Application, and Users are solely responsible for the use they make of the Application and the contents incorporated therein. BBVA is consequently exonerated from any liability arising from such use to the maximum extent permitted by applicable legislation.

5.3. However, setting the User's profile as "private" - so that the User's information cannot be viewed by other Users of the Application and the Website attending the Event for which the User has registered - can only be done on the Website. The Application will reflect the settings that the User has set up on the Website.


5.4. The name, surname, company, position and, where applicable, photograph and link to professional social media, indicated by the User on the Website or the Application, will be those used by BBVA to identify the User with a public profile, both on the Website and the Application, in relation to the Event.


5.5. The User of the Application may only incorporate information and/or profiles from professional (not personal) social media of Twitter and Linkedin.


5.6. All profile information and settings that the User has determined on the Website will be automatically loaded into the Application, and vice versa (except for changing the profile settings to public or private, which can only be done from the Website and not from the Application).


6.- Protection of personal data


6.1. Banco Bilbao Vizcaya Argentaria, S.A. with registered office at Plaza de San Nicolás 4, 48005, Bilbao (Vizcaya), as the party responsible for processing, needs to process the personal data of Users for the purpose of managing the access, use and browsing of Users through the Application, the use of the Features available in the Application at any time as well as for the purposes indicated in any other data collection forms which, where applicable, are included in the Application. The legal basis for processing the User's personal data is the performance of this contract.


6.2. If the Website User has included a photograph in their user profile on the Website, it will appear in their profile on the Application. Likewise, in the event that the User modifies the photograph from the Application, the photograph on the Website will be updated by default. BBVA will process the photograph for the use of the Application and, therefore, of the Features and the use of the Website. The legal basis for processing the photograph is the consent expressed by the user when uploading it to their profile. If the User has a public profile, the profile photograph may be viewed by the rest of the Website and Application users who attend the Event to which the user has registered.

6.3. The User shall diligently use the Feature related to sending private messages to other Users with a public profile attending the same Event in which the User has registered. The use of the aforementioned feature must be limited to communication between Users on aspects inherent to the Event in question.

6.4. Likewise, the User must make diligent use of the contact information of other Users that can be accessed through the Application. The User may not, under any circumstances, use the Application for commercial spamming of other Users. This will constitute a breach of these Terms and Conditions and immediate sign out of the User from the Application and the Website as soon as BBVA becomes aware of it.

6.5. The User's personal data will be retained for as long as they are registered on the Website. Once unsubscribed from the Website, the data will remain blocked for a period of three (3) years. After this period, the User’s personal data will be destroyed.

6.6.- BBVA will not communicate the User's personal data to third parties unless required by law, unless the User has given their prior informed consent, or if this is necessary for the management of this contractual relationship.

6.7. Users may exercise their rights of access, rectification, erasure, objection, restriction of processing and portability by writing, to the following address: contact.spark@bbvaspark.com

6.8.- The User may also contact BBVA's Data Protection Officer at www.bbva.es/general/tratamiento-datos.html#contacto-dpo and, in any case, file a complaint with the Spanish Data Protection Agency (www.aepd.es).

7.- Acceptance of the Terms and Conditions, User's liability and termination of the contract

7.1. These Terms and Conditions shall be binding upon acceptance by the User, in accordance with the provisions set out in section 2.

7.2. The User will be liable in the following cases:


a) When the User does not use the Application in accordance with the conditions set out in this document, in particular when they do not comply with the obligations to protect the Device

b) When the Device and/or passwords are misused by a third party and the User has not notified BBVA of such unauthorised use without undue delay as soon as they become aware or suspects that such unauthorised use has occurred.

7.3. BBVA shall not be liable in the event of errors or failures in the use of the Application by the User as a result of a malfunction of the Manufacturer's hardware, software, devices or terminals not provided by BBVA.

7.4. Without prejudice to the provisions of other sections of this document, BBVA shall have the right to terminate this agreement at any time, cancelling the licence granted, by giving one month's prior notice to the User.

7.5. The User may terminate this contract at any time by uninstalling the Software from the Device, without the need to notify BBVA of this circumstance. However, this does not automatically terminate your membership of the Website.

8.- Other important aspects

8.1. In the event that any of the provisions contained in these Terms and Conditions is declared void, the same will be withdrawn or replaced. In any event, such declaration of invalidity shall not affect the validity of the other provisions contained in these Terms and Conditions.

8.2 If the User detects any behaviour that violates these Terms and Conditions, they should inform BBVA at the following address: contact.spark@bbvaspark.com

9.- Jurisdiction


9.1. This contract shall be governed by Spanish law, and the Courts and Tribunals of the city of Madrid shall have jurisdiction for the resolution of all disputes arising from or related to this Application.