Legal notice and terms of use

BANCO BILBAO VIZCAYA ARGENTARIA, S.A. ("BBVA") hereby provides users (the "User" or the "Users") of this website “BBVA Eventos” (the "Website”) with the following general information in accordance with article 10 of Law 34/2002 of July 11, on Information Society Services and E-Commerce (the "LSSI").

Corporate name: Banco Bilbao Vizcaya Argentaria, S.A.
Tax ID number: CIF A-48265169.
Registered address: Plaza de San Nicolás 4, 48005 Bilbao
Registration in the Mercantile Registry: BBVA is registered in the Vizcaya Mercantile Register in Volume 2083, Folio 1, Sheet BI-17-A, entry 1.
Contact email: If the user has any queries, they can contact BBVA at this email address

Below are the terms and conditions of use for the Website (the "Terms of use"), which Users must comply with at all times.

1. Acceptance of the Terms of Use

These Terms of Use regulate use of the Website that BBVA makes available to the Users.

The Terms of Use, together with the Legal Notice, the Personal Data Processing Policy and the Cookies Policy jointly constitute the terms and conditions that govern access and use of the public part of the Website (the "Website Terms and Conditions"). Users may have access to the private area of the Website, after signing the Registration Terms and Conditions.

Access to and use of the Website by the User implies the User's full acceptance of the Website Terms and Conditions and obligation to fully comply with them. Therefore, the User must carefully read these Terms of Use, as well as the rest of the Website Terms and Conditions on each occasion he or she intends to use the Website, since these may undergo modifications, with the User being notified about these at the time of the new access. BBVA reserves the right to update, modify or remove these Website Terms and Conditions.

2. Website Terms of Use

The User agrees to make proper use of the Website, with "proper use" understood to mean that the User complies with current law, good faith, and public order. The User also agrees not to use the Website for fraudulent purposes, and not to engage in any conduct that could damage the image, interests, or rights of BBVA or of any third parties. Likewise, the User also agrees to refrain from any action that has the intention of damaging or overloading the Website or making it otherwise unusable, or that in any way impedes the normal use and operation of the Website.

The User is hereby informed that, in the case of non-compliance with any of the obligations derived from the Website Terms and Conditions or from any of the other individual terms or conditions found at the Website, BBVA reserves the right to limit, suspend, or terminate the User's access to the Website, adopting any technical measures that may be necessary for this purpose. BBVA also reserves the right to take such measures if it has reasonable grounds to believe that the User is infringing any of the terms found in the Website Terms and Conditions or any other particular terms and conditions found on the Website.

BBVA reserves the right to update, modify, or delete the information contained on the Website, including the contents and/or services that are part of it, and may limit or prevent access to such information at any time and without prior notice. In particular, BBVA reserves the right to delete, limit, or prevent access to the Website when technical difficulties arise due to events or circumstances beyond BBVA's control, and which, in the judgment of BBVA, may lower or cancel the security levels or standards adopted for the adequate operation of said Website. For such purposes, BBVA reserves the right to decide at any time whether to continue to provide the information society services that it offers through the Website.

3. Website Content

Intellectual and industrial property rights for the Website, including the provision of its contents, the sui generis right to the underlying databases, the graphic design and User interface of the Website (look & feel), the underlying computer programs (including source and object codes), and the different elements that make up the Website (text, graphics, photographs, videos, sound recordings etc.) (the “Content”), all correspond to BBVA or its licensors. BBVA or its licensors also own the rights to the distinctive signs included on the Website (brands and trademarks).

The User's use of the Website does not imply the transfer of any intellectual and/or industrial property rights for the Website, the Contents and/or the distinctive BBVA signs. These Terms of Use therefore expressly prohibit Users from reproducing, transforming, distributing, publicly communicating, making available, extracting and/or reusing the Website, its Contents and/or the distinctive BBVA signs or those of any third parties included on the Website, unless legally permitted or on prior authorization from BBVA. BBVA reserves the right to take any relevant legal action against Users who violate or infringe intellectual and/or industrial property rights.

BBVA grants authorization to use the Website to Users who respect the Website Terms and Conditions of the Website, non-exclusively, for the maximum period of validity of the intellectual and industrial property rights as established in the applicable legislation (except in cases where access to the Website has been suspended for justifiable cause), so that Users can use the Website in accordance with this document.

BBVA also declares as follows:

  • The information contained on the Website is for informational purposes only. It does not provide any type of recommendation, nor may it be considered in any case as legal, tax, financial, investment or technical advice, nor an offer or guarantee on the part of BBVA; nor may it be understood as a recommendation to perform transactions, nor represent the grounds for making a decision in a certain direction. BBVA is not liable for such use of the information contained on the Website, and it must specifically be understood that said information, according to the regulations in effect in Spain, is not targeted at any Users acting under jurisdictions of other states requiring compliance with other requirements for the provision, disclosure or advertising of this type of information.

  • The information provided by BBVA on the Website does not represent a technical opinion by BBVA.

  • BBVA is not responsible for whether the information contained on the Website meets the User's expectations. BBVA is not responsible for the truth, accuracy, sufficiency, integrity, or updating of information it has not produced itself and for which another source is indicated. BBVA does not accept liability for opinions or comments that may appear on the Website, since they may have been produced by the Users acting as private individuals or may come from the sources indicated.

  • BBVA reserves the right to update, modify, or delete the information contained on the Website under the terms indicated previously, and accepts no commitment to provide notification of changes or modify the contents. The User RECOGNIZES AND ACCEPTS the statements made by BBVA above, and additionally, GUARANTEES compliance with all regulations applicable to Users of this Website.

4. Establishing links with the Website

It is prohibited to establish links to the Website unless it has been previously authorized by BBVA. In any case, once the link has been authorized by BBVA, it must be established under the following terms:

  • The link may not consist of frames that allow the Website to be viewed via Internet addresses other than those of the Website, or that in any other way display information from the website together with information from other websites.

  • No false, inexact or incorrect declarations may be made on the website that enters the link (the "Linking Site") about the Website and/or BBVA.

  • Under no circumstance does the authorization granted by BBVA mean that: (i) BBVA sponsors, collaborates, verifies or supervises the content and/or services provided via the Linking Site; or (ii) that BBVA is responsible in any way for the content of the Linking Site.

  • The Linking Site must faithfully comply with the Law and must not, under any circumstance, store own or third party content that: (i) is illegal, violates the rights of others, is harmful, degrading, violent, inappropriate or otherwise contrary to morality, to the uses and good customs (pornographic, racist, etc.); (ii) induce or could induce in the User the false impression that BBVA endorses, supports, adheres to or in any way supports the ideas, statements or expressions, licit or illicit of the remittent; and (iii) is inappropriate or not relevant to the activity of BBVA.

In the event that any of the aforementioned terms are breached, BBVA will take the appropriate legal measures.

5. Linked Sites

In order to help the User find further information, BBVA may include various technical linking devices that allow the User to access other websites (the "Linked Sites"). In these cases, BBVA may act as an intermediary service provider under the provisions of article 17 of the LSSI. According to the contents of the said law, BBVA will not be liable for the services and contents provided via the Linked Sites, unless it has effective knowledge of illegal content and has not deactivated the link with due diligence.

Under no circumstance shall the existence of Linking Sites entail BBVA's recommendation, promotion, identification or conformity with the declarations, content or services provided through the Linking Sites. As a result, BBVA does not accept liability for the contents of the Linked Sites, nor for their conditions of use or privacy policies. The User is solely responsible for verifying these and accepting them each time it accesses and uses such sites.

6. Reporting activities of an illegal or inappropriate nature

If the User, or any other Internet User has knowledge that any type of information or content on the Website or provided through it is unlawful, harmful to the rights of third parties, damaging, degrading, violent, inappropriate, contrary to the provisions in these Terms of Use or otherwise contrary to morals, uses and good practice, they can contact BBVA indicating the following:

  • personal information of the communicant: name, address, telephone number and e-mail address;

  • description of the details that reveal the unlawful or inappropriate nature of the content or information and the specific address at which it is available;

  • BBVA receiving the notification provided for in this clause does not consist of actual knowledge of the activities and/or content indicated by the person providing the information when this is not known or obvious. In any case, BBVA reserves the right to suspend or remove the content that, although not unlawful, contravenes the regulations established in these Terms of Use, in each case weighing up the conflicting legal interests.

La recepción por parte de BBVA de la comunicación prevista en esta cláusula no supondrá el conocimiento efectivo de las actividades y/o contenidos indicados por el comunicante cuando ello no resulte notorio o evidente. En todo caso, BBVA se reserva el derecho de suspender o retirar los contenidos que, aun no siendo ilícitos, resulten contrarios a las normas establecidas en estas Condiciones de Uso, sopesando en cada caso los bienes jurídicos en conflicto.

7. Responsibility of BBVA

The User must be aware that communications performed through open networks are exposed to a variety of threats and may not be considered as secure. It is the User's responsibility to adopt the suitable technical measures to reasonably control these threats, including having updated malicious software detection systems (for viruses, Trojans, etc.), and have updated security patches for the corresponding browsers. For more information, you can view BBVA's Security Policy or contact your Internet service provider who will be able to provide you with appropriate solutions for your needs. Within the maximum scope permitted by the applicable legislation, BBVA waives liability for damages or losses caused to the User as a result of risks inherent to the media employed, as well as for those caused by vulnerabilities in the User's systems and tools. Nor does BBVA guarantee the total security of its systems and although it has implemented suitable security measures, it cannot totally rule out the existence of vulnerabilities, and as a result, the User must be prudent when interacting with the Website.

In particular, BBVA shall not be responsible for the following:

  • Damages of any kind caused to the User's IT equipment due to viruses, worms, Trojans or any other damaging element.

  • Damages of any kind caused to the User that result in faults or disconnections with the telecommunication networks that cause the suspension, cancellation or interruption to the Website's service during said provision. In this respect, the User acknowledges that access to the Website requires services supplied by third parties that are outside the control of BBVA (for example, telecommunication network operators, access providers, etc.) whose reliability, quality, continuity and operating does not correspond to BBVA, nor does guaranteeing the availability of the service form part of its responsibility.

  • The information of third parties when BBVA acts as an intermediary service provider in the sense provided by the LSSI, unless there is actual knowledge and the corresponding information has not been removed.

Nor will BBVA be liable for any damage or loss, whether direct or indirect, that the Users may suffer by improper use of this Website or its contents, and it makes no commitment to notify of changes or change its content.

8. Personal data protection

The rules related to the processing of Users' personal data for the use of the Website are regulated by the document Data Protection Policy.

9. Use of Cookies

As with other websites with commercial content, the Website uses the technology known as “cookies." The Cookies Policy contains detailed information on how BBVA uses cookies.

For further information, please read the Cookies Policy.

10. Applicable law

Under the provisions of Article 3 of the LSSI, the laws applicable to the services of the information society that BBVA provides via the Website shall be those of Spain. Therefore, Spanish legislation will be applicable to all legal issues that may involve this Website or any disputes between the Registered User and BBVA involving this Website.